Equipment Leasing:
GettingThe Equipment You Need For Your Business

Companies of all sizes today rely on equipment leasing as the most viable option for acquiring any kind of equipment or machinery for their business.

Instead of purchasing new equipment, leasing works out to be a more cost-effective solution and helps in saving a considerable amount of business expenses.

In fact, both start-ups and established businesses can find this method to be very advantageous for their business.

What Is Equipment Leasing?

heavy equipment leasing

Equipment leasing is a type of rental agreement and can be used for purchasing just about any type of business equipment.

The main requirement of this type of lease is that the equipment has to be well-maintained and often the lease term cannot exceed the life of the equipment.

For instance, many lenders offer heavy equipment leasing to companies that can be used for any business purpose.

It provides greater flexibility to companies to acquire business equipment and return them back at the end of the lease period.

One of the main benefits of using this method is to curtail the initial expense, and large cash outlays, in purchasing costly equipment required for the business. Besides, the cost for leasing is also low, compared to purchasing it, since there are no down payments.

Hence, it can be a more affordable and effective option for all kinds of businesses. 

As an alternative to leasing, learn about business equipment loans.

Benefits Of Equipment Leasing For Your Business

equipment leasing

1. Maintains Positive Cash Flow and Gives Tax Benefits

Leasing enables you to maintain a steady cash flow for your company that can be used for other business purposes.

In addition, with this method of financing your business, you can also enjoy enormous tax advantages by writing off the entire business equipment lease as an expense.

Leasing helps in allowing greater profitability to any business and it helps in keeping operating costs significantly lower, as compared to purchasing equipment.


2. Provides Access to the Latest Technology

By leasing equipment for your business, you can invest in newer technologies and upgrade your business processes more often.

You can keep pace with the latest technology advances and improve your business prospects by using the latest business equipment.

In short, with leasing, you can enjoy the unique advantages of newer technology combined with the money, and tax-saving benefits on the cost of business expenses. 

  • 3. Gives Greater Flexibility In Repayment

In the event a business requires capital for investing in larger projects, then leasing can help in the efficient management of expenses.

The freed-up capital can be used for investing in other company resources, such as hiring new staff, improving existing inventory, or acquiring commercial space.

Additionally, with the option of paying in installments makes leasing business equipment a more attractive option for many businesses.

4. Keep Your Credit and Bank Lines Open.

A lease does not negatively impact a bank's lending limits. This can keep open your options for future expansion and operating capital.

5. Leasing Shifts Ownership Responsibility to the Lessor, NOT YOU!

At the end of a lease term, the responsibility of selling the equipment goes to the lessor, not you. You can focus on your core business and bringing in revenue, not concern yourself with selling used equipment!

Choosing A Good Equipment Leasing Company 

There are a number of reputable private equipment leasing and financing companies that provide flexible terms for repayment to their customers.

For companies that find it difficult to invest in new equipment, leasing heavy equipment may prove to be an economical way of managing their business finances.

Besides, with a private investor-based company, you can have access to a range of financing options suitable for your type of business. 

consultants are leading experts in providing commercial loans, via private investor-based funds, of all kinds to all types of companies.

We offer business funding solutions, ranging from commercial loans, hard money loans, restaurant loans, church financing, commercial truck loans, heavy equipment financing, etc. with competitive and attractive terms.

To apply for equipment leasing, scroll down to our quick loan application below.


We provide FREE, no obligation evaluations, with no upfront costs, or expensive fees for approval to our private lender programs.

- Minimum loan amounts (for commercial building projects): $100K with no maximum.

(Loans approved for commercial only, not single-family residential projects.)

- No pre-payment penalties on programs offered.

We will respond to your loan application within 24 hours!

Commercial Loan App

Please note that all fields
followed by an asterisk
must be filled in.

Please enter the word
shown below.


New! Comments

Have your say about what you just read! Leave us a comment in the box below.

Return to Home from Equipment Leasing

Equipment leasing solutions are available in:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial Real Estate Programs

· Lending Area: Nationwide & International

· Loan Size: $100,000-no maximum

· Rates as low as 3.74%

· up to 90% LTV



Commercial Development & Construction Loans

· National & International

· $2MM-$50MM

· Interest Rate: 5-9% Fixed (1% for churches)

· Amortization: up to 25 years

· Zero fees

· Points: Up to 3%, paid at closing

· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.



Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM

· Lending Area: National & International

· Collateral: We lend to mainly on commercial real estate, including raw land and development projects

· Interest Rates: 7-14% (rates depend on collateral)

· Amortization: Interest only

· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days



Bridge Loans

· Loan Size: $1MM-$15MM

· LTV: Up to 75%

· Rate: 5-7%

· Term: 1-3 years, Interest Only

· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate



Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)

· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)

· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.

· No "subprime" unsecured lines



Click Here To Apply for A Business Cash Advance or Working Capital Loan

Bank ACH or Credit Cards

90% Approval Rates (for most industries)

- Minimum 4 months in business and $8,000 avg. monthly revenue

- No Collateral Requirements; Bad credit is OK

- One Week Funding

- Borrow $5K-$500K in as little as 24 hrs

- Short, simple loan process

- Streamlined underwriting


Small Business Loan Program

  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements



Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider

· Instant online credit processing and approval

· E-signature capabilities

· Can purchase or collect bad debt portfolios

· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.



Click Here to Apply for

A Private Lender Commercial Loan

- Zero upfront costs, zero fees for approval to our programs.

- Minimum loan amounts: $100K for commercial building projects, with no maximums.

- No pre-payment penalties on programs offered.


Click Here To Apply for A Merchant Cash Advance or Working Capital Loan

- Bank ACH or Credit Cards

- 90% Approval Rates (for most industries)

- Minimum 4 months in business and $8,000 avg. monthly revenue

- No Collateral Requirements; Bad credit is OK

- One Week Funding

- Borrow $5K-$500K in as little as 24 hrs

- Short, simple loan process

- Streamlined underwriting


Contact Us

If you have a question or comment, fill out the form below. If a response is needed we will contact you within 24 - 48 business hours. Thank you.

Don't worry -- your e-mail address is totally secure.

Please note that all fields
followed by an asterisk
must be filled in.

Please enter the word
shown below.