Unsecured Business Loans:
A Great Alternative For Business Funding

Unsecured business loans offer a very convenient option to enterprises and business owners to effectively manage all their financial expenses related to managing their business.


These funds can be an excellent source of funding for companies faced with tough financial conditions and who require some quick loan assistance.


By using these business funds, enterprises can learn to make the best use of their resources by purchasing raw materials, machinery and other equipment needed for the smooth operation of their business.


In fact, an unsecured business loan is the most preferred option for a lot of entrepreneurs, who do not have collateral to offer in the form of a guarantee to lenders.

Some Advantages Of An Unsecured Business Loan

These types of loans are most suitable for start-up and small to medium-sized enterprises that may require funding assistance for starting or expanding their existing business operations.


Typically, many small businesses are still in the process of establishing their business presence and lack a sound credit history, and/or enough collateral. As a result, they might get turned down by banks and other lending institutions that require good credit scores and a proven business history that helps them evaluate the borrower’s repayment capacity.


Hence, it may be a good idea to approach private lenders that offer these types of loans for access to quick and immediate loan assistance for your business.

More Information About Unsecured Business Loans  

For instance, merchant cash advances, as well as working capital loans, are growing to be a popular method of financing a new business and it offers some unique advantages to borrowers. It offers instant access to meet all the cash requirements for business owners and involves fewer formalities for seeking loan approval.


They also tend to offer flexible terms and conditions. Most of these business cash advances offer tax benefits to businesses, as these loans are subject to tax deductions that makes them a more attractive option for some borrowers.


Unlike more traditional methods for loan repayment, there are no fixed installments involved in repaying the debt, but rather, a certain percentage of monthly credit card sales, or bank deposits (if your business doesn't process credit cards) needs to be repaid to the lender. These typically don't require any collateral to help secure the loan.


This reduces a great deal of financial stress on business owners and enables them to focus on other vital aspects of managing their business operations.


With higher chances for approval of these short term loans, it is possible to find a viable option for funding your start up business to reap some good financial rewards in the future.


Private lenders often take other factors, besides credit scores, and lack of collateral, into consideration when looking at a loan application.


Other factors, like length of time in business, as well as amount of positive cash flow, along with other factors, can increase the likelihood of getting approved for a business loan.

Applying For Unsecured Business Loans 

Most unsecured loans have shorter repayment periods, ranging from 6 months to over 10 years, in some cases.


Before applying for an unsecured business loan from a suitable lender, it is important to have a feasible and solid business plan in place.


In addition, the business owner may be required to furnish other essential details pertaining to the nature of the business and the demand for its products and services in the market.


If the business proposal appears to be sound and convincing to the lender, then they may approve the loan.



They may need further information on the purpose of acquiring the loan, such as the amount required for starting the business.


Bank statements, credit card records and other financial information may be needed, before granting them business loans.


This helps lenders to evaluate the loan repayment capacity of the borrowers, and accordingly, arrive at a lending decision.


Nowadays, there are lots of lenders who offer online opportunities for applying for an unsecured business loan, which usually involves simply filling out the application forms and providing the required business details. 



Business-Funding-Advisors.com is a leading consulting agency, and with our extensive network of private lenders, we handle commercial loan lending of all kinds to assist enterprises in choosing the best kind of loan options suitable for their business.


By using the services of our expert consultants, you can decide on a range of business loans available to start or establish your business venture.


To apply for an unsecured business loan, merchant cash advance or working capital loan, scroll down to our quick loan application below.




Get Approved TODAY for:



 - merchant cash advances


- working capital loans


- business micro loans


-invoice and purchase order 
 financing 


- women and minority-owned   
  businesses


unsecured business loans 


- bad/poor credit business loans


- loans for restaurants/bars,

  convenience stores/gas

  stations, salons, retail, etc.




Merchant Cash Advance Highlights:


- Bank ACH or credit cards


- 90% Approval rate  (for most industries)


- No collateral/security

  requirements; Bad credit is OK


- Funding usually within 3-5 days


- Get approved for $5K-$500K in as 
  little as
 24 hrs!


- Fast approvals with

  minimum paperwork


- Streamlined underwriting


- No personal collateral or

  assets to pledge


- No upfront fees or closing costs


- Available in all 50 states




Working Capital Loan Highlights:


- Bank ACH


- 90% Approval rate 
   (for most industries)


- Fast approvals in 24 hrs


- No collateral/security

  requirements; 


- Bad credit is OK


- Get approved for $5K-$500K (or

   more) in as little as 24 hrs!


- Minimum paperwork required to

  get approved and funded


- Fixed payments (daily, weekly or monthly)


- No upfront fees or closing costs


- Available in all 50 states


- Build/restore business credit




Requirements (for either program):



- Minimum 4 months in business


- Minimum $100K Gross Annual Sales


- No open bankruptcies, liens or judgments (unless can show documented payment plans)



Complete our quick online application and we will contact you within 24 hours.


Don't worry: your information will always be kept private and never sold.


Merchant Cash Advance and Working Capital Loans

available in the United States ONLY.


Merchant Cash Advance -
Working Capital Loan Quick App

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Return to Business Loans from Unsecured Business Loans


Unsecured business loans are available in:


Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

______________________


Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

___________________


Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

___________________


Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

___________________


Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

___________________


Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

___________________


Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

_________________


Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

________________


Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

_________________


Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


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