Small Business Loans for Women: Different Available Options

Small business loans for women have increased significantly over the years, there has been an increasing trend witnessed in the business sector with greater percentages of women actively participating and making their valuable contribution through their sustained efforts.


As a result, the government has been encouraging more women entrepreneurs, and providing financial assistance by making loans available.


A small business loan can provide greater flexibility to women entrepreneurs in terms of managing their business operations in a more efficient manner.


Besides, they are crafted for women entrepreneurs who require some funding assistance, initially for their business and can guarantee substantial profits in the future.

How To Obtain Small Business
Loans For Women

There are many good places to start looking for small business loans, especially with solid financial support available for women entrepreneurs through government-led agencies.


There are grants offered to small business entrepreneurs through different government-funded programs and initiatives. In addition, the SBA is a well-known agency that provides considerable financial support and training to women entrepreneurs planning to start their own business venture.


Although the SBA does not directly provide loans, it offers guarantees to borrowers that make it easier to obtain loans from other public lending institutions. 

Small Business Loans for Business: Getting Success In Your Initial Efforts

Small business loans for women offer considerable opportunities for starting women-led business ventures and enable them to use these funds for purchasing equipment and managing additional business expenses.


Hence, women entrepreneurs who need business loans must be able to provide a sound business plan, giving a clear overview of the strategies and highlighting different ways to make sustained profit for their business.


By providing a solid and detailed business description, they can lend greater confidence in the lenders about their loan repayment capacity. At the same time, it helps lenders provide funding assistance to women-led enterprises with possibly riskier ventures.


Read more about minority business funding.

Small Business Loans for Women From Private Lenders

Sometimes, it may be difficult to obtain small business loans for women on account of low credit scores. And banks may not be willing to lend financial assistance to those who do not have a strong credit history.


As a result, the best option in such cases would be to approach private lending agencies that can provide financial loan assistance to women entrepreneurs on flexible terms and conditions. In addition, most of these private firms enable fast and quick access to loans using their efficient loan approval process. 


The rates of interest offered by private lending agencies are quite competitive, which enables these women-led enterprises to fulfill all their loan obligations in a timely manner. Sometimes, collateral requirements are more relaxed, compared to traditional banks.


Most of these private lenders offer financial assistance through different loan programs and it may be a good idea to discuss various funding options with them before arriving at a final decision. 


Business Funding Advisors, and our network of private lenders is a renowned lending agency that offers a wide range of loans to different enterprises to meet all your business funding needs. We offer bridge loans, mezzanine financing, commercial loans, construction loans, equipment lease and financing and all other kinds of loans at competitive rates to provide greater flexibility to the borrowers. You can choose to discuss all your business funding needs with us to avail of the best possible options.


If you're a woman-owned enterprise and need a small business loan, scroll down to our quick commercial loan application below.


Complete our quick online application and we will contact you within 24 hours.


Provide us with the basic necessary information and we will verify the amount of money you're eligible for.


Don't worry: your information will always be kept private and not sold.



HERE ARE THE BASIC

DOCUMENTS WE'LL NEED:


  1. - 3 months of your most recent credit card processing statements (if you have them)

  2. - 3 months of your most recent bank statements

  3. - Copy of a voided check we will use to ACH transfer your advance to

  4. - Completed application completed and signed by owners/principals



***Additional documentation may be required for larger business funding or requested exceptions.

Restaurant-Retail Loan App

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Return to Business Loans from Small Business Loans for Women


Small business loans for women are available in:


Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

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Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

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Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

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Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

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Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

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Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

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Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

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Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

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Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

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Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


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