Restaurant Loans - Retail Financing:
How To Get The Capital For Your Business

restaurant loans

Restaurant loans are typically business loans that can be acquired by individual owners to run a successful food business. This may include fast food establishments, nightclubs, bars, cafes, or any other type of small or large restaurant that may require some kind of financial assistance to build up their existing resources.


Depending on the type of business and the scale of operations, these businesses can obtain varying amounts of loans. In addition, a business that is well-established and has a good presence over the years may find it somewhat easier to obtain such loans from lenders.

Some Benefits Of Restaurant Loans For Business Owners

Restaurant loans are necessary for owners who need sufficient capital to invest into their business to aid in further expanding their current business operations. These may also include relocating to new business premises, buying necessary equipment, offering new services or even more permanent staff for the restaurant.


Typically, the restaurant business can range anywhere from a small diner to a café, or even a fine dining restaurant that caters to higher-end clientele. Thus the needs of every restaurant owner may be different due to the unique nature of their business.

The Best Alternatives for Obtaining Retail Financing

restaurant financing

It may be a good option to seek financial assistance from private lenders that offer a range of loan products with attractive terms and conditions.


They have the ability to recognize the need of different categories of restaurant and other business owners and offer them with the best possible options suited to every type of business.


At the same time, the services of these agencies can be valuable at a time when restaurant owners may be facing a deep financial crisis.


They can help rescue many businesses by making loans available to help them recover from their debts easily.


Options Available with Unsecured Business Loans for Restaurant and Retail Loans

Restaurant financing includes a wide array of loan products, such as business cash advances, equipment financing, credit card receivables, to all other types of unsecured business loans.  Many seasonal establishments, including resorts, ice-cream shops and cafes can benefit from this type of equipment financing.


They can still operate efficiently while keeping their business costs to a minimum, even while they are not earning much income. At the same time, it allows these owners to make more payments, when they are making good profits.


Typically, lots of start up establishments can also use equipment financing as a good option to lease or purchase all the equipment that needed for their restaurant business. 


The flexible terms for loan repayment and fast and quick approval of unsecured loans through these private lenders helps restaurant owners in managing their business operations in a smooth and efficient manner. Diners, pizzeria owners, or those having casual restaurants can also take advantage of merchant cash advances as a viable funding option for their business.


They operate by taking a certain percentage of future credit and/or debit card sales for paying back the cash advance. These kind of unsecured lines of credit are relatively easy to obtain through a quick approval process and can be used for meeting immediate financial obligations. 

Retail Financing Options Available


Business-Funding-Advisors.com also offers retail financing solutions. We can help small business owners get the financing they need.


These unsecured loans require no collateral.


And, because its a real loan, NOT a cash advance, interest rates are tax deductible, and your payments are fixed.


Unlike a cash advance, which takes a percentage of your daily credit card sales.


Below is just a small sample of the types of businesses eligible for retail financing:


Auto Repair/Service

Barber Shops/Beauty Salons/Spas

Bookstores

Carwashes

Chiropractors

Dentists

Drug Stores

Dry Cleaners

Florists

Gift Shops

Grocery Stores

Hardware

Jewelry Stores

Optical Facilities

Pet Shops

Physicians

Shoe Stores

Sporting Goods

Veterinarians

etc.



To apply for restaurant or retail financing, scroll down to our quick loan application below. If you're applying for an unsecured merchant cash advance, fill out our application here.


Fill out the short, quick form below to get your FREE quote, with no obligation. Find out today how much you qualify for!

Restaurant-Retail Loan App

Please note that all fields
followed by an asterisk
must be filled in.

Please enter the word
shown below.

  

New! Comments

Have your say about what you just read! Leave us a comment in the box below.

Return to Home from Restaurant Loans


Restaurant loans and retail financing is available in:


Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

______________________


Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

___________________


Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

___________________


Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

___________________


Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

___________________


Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

___________________


Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

_________________


Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

________________


Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

_________________


Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


Contact Us


If you have a question or comment, fill out the form below. If a response is needed we will contact you within 24 - 48 business hours. Thank you.

Don't worry -- your e-mail address is totally secure.

Please note that all fields
followed by an asterisk
must be filled in.

Please enter the word
shown below.