How To Finance A Business-
Some Of The Best Funding Options

How to finance a business is a challenging proposition in today's economy. Business enterprises require additional funding sources to meet the different operating expenses of their company. Whether it is a small, medium or large-sized company, it is impossible for a company to function optimally without having good cash flow to their business.


There are many factors that might severely affect business operations, including the inability to meet rising production costs and working capital requirements. Hence, it becomes imperative to take the necessary measures to insure a steady flow of cash to sustain the rising costs of managing every business.

How To Finance A Business- Why Business Owners Need Access To Alternative Funding

With ever-growing competition, sometimes there may be additional costs that may come into play for every enterprise, as well as the need to keep pace with the latest technology and new market trends, might require some capital investment to boost business efforts.


Whether it is purchasing new equipment or machinery for the company, meeting employee payroll, or investing in a new manufacturing method- every business owner needs to have access to quick and immediate funds.


At times, there may be sudden and unexpected costs that may arise in the business and a shortfall in cash funds may cause harm to the health of the existing business. 


Hence, it is very crucial for every business to plan their finances in a smart manner so that they have greater financial stability for the business to achieve growth and profit in the long term.


Typically, small and medium-sized businesses tend to sometimes overlook this vital aspect of financial planning and fall into debt situations.


Thus, it is extremely vital for growing and start-up enterprises to know about all the possible funding options that may be available for providing short term loans to their business. 

How To Finance A Business- Choosing Your Options Carefully

With the increase in private funding options, small businesses can take advantage of such companies that can provide them with relatively fast and quick loan approval within a few weeks.


There are many lending companies that offer attractive terms and conditions for investors, but it helps to evaluate them carefully before arriving at a final decision. Apart from loans offered by banks, these private lending companies may prove to be a good alternative source of financing for enterprises as they do not have the same stringent rules and guidelines to be followed.

 

Finance Option Pros and Cons


-Getting A Secured Loan From The Banks


Banks and other lending institutions offer loans to enterprises, but it is often difficult to meet their lending and credit criteria and the chances of rejection is usually higher.

In addition, the loans need to be backed by a security as collateral that makes it difficult for many small and start-up enterprises to acquire loans from these public institutions.


Loans can take a long time to be approved and a lot of documentation is involved in the process of obtaining secured loans.

 

-Unsecured Loans From Private Investors


On the other hand, there are other possible options for securing loans through venture capitalists and angel investors who might be ready to lend loans to enterprises. However, in such cases some companies may have to provide some stake in their business to these private investors that may not work well for most companies.


Most of these private investors are backed by solid finances of the company or use their own personal wealth and may be willing to invest only in businesses that may offer higher profit returns.


Learn more about unsecured business loans.

 

-Small Business Administration Loans


If companies are turned down by banks and other institutions, then they can seek financing from Small Business Administration (SBA) loans through their programs.


Most of these SBA programs do not directly provide funds to the enterprises, as they have relationships with reputable lenders in the market and provide them loan guarantees on behalf of the owner. Although there is a greater chance of obtaining loans through this method, the applicant needs to meet a given criteria of the SBA and qualify as a borrower.



How To Finance A Business:
Business Funding Advisors A Viable Option

To avoid all these problems, the best way to seek funding for enterprises is to avail the services of commercial private lending agencies that can provide quick loan assistance and have fewer requirements. 


Business Funding Advisors are leading commercial lending providers that offer short term loans, bridge loans, merchant cash advances and other types of loans to business enterprises.


Whether you are a small or a medium, or large-sized enterprise, you can always talk with our consultants to seek the best possible funding options suitable for your business. 



If you need to finance your business, small, medium or large, scroll down to our quick commercial loan application below. To apply for an unsecured business loan, go here.



QUICK COMMERCIAL LOAN APPLICATION


We provide FREE, no obligation evaluations, with no upfront costs, or expensive fees for approval to our private lender programs.


- Minimum loan amounts (for commercial building projects): $100K with no maximum.


(Loans approved for commercial only, not single-family residential projects.)


- No pre-payment penalties on programs offered.


We will respond to your loan application within 24 hours!


Commercial Loan App

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How to finance a business solutions are available in:


Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

______________________


Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

___________________


Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

___________________


Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

___________________


Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

___________________


Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

___________________


Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

_________________


Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

________________


Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

_________________


Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


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