Hard Money Loans:
What You Need to Know


Hard Money loans offer some attractive options to business owners who want to grow or expand a business, or to invest in various commercial properties by providing them with quick and instant access to financial loans.


Typically, most of the people who offer hard money loans have a wealth of experience and financial knowledge with strong business acumen to provide the best guidance to their customers. Hence, it makes good sense to use the services of well known and experienced hard money lending companies for making smart investment decisions.

How Hard Money Loans Can Be Useful To You

Here are some sounds reasons to consider a hard money loan:


-Fulfill Commitment To Time Bound Projects


Hard Money Loans can help in fulfilling a wide variety of financial obligations through short term loans that may be critical to the success of your time bound projects. It may be easier to obtain a hard money loan to seek quick and easy financial assistance, within a few weeks with quick approvals.


Other than that, they can be used in times of emergencies to finance any of the business working capital requirements or buy useful machinery or equipment needed for the business.


-Get Access To Affordable And Flexible Financing Options


Hard money lending agencies provide better loan structuring facilities, lucrative terms and conditions and allow for faster processing of loans and follow a less rigid method of lending loans.


This can be vital for many business owners and investors who are in need of a quick and alternative means of finance with fewer hassles. Even without having an excellent credit history, they can be assured of having access to a wide variety of loan options that may be suited for different financial purposes.


-Avail Of The Knowledge And Expertise Of The Team


Most private money lenders come from a finance or business background with years of experience in their respective field. They are well-equipped to provide the best solutions to manage your financial problems and suggest the best type of loan that may be suitable to meet your needs. In this way, you can be assured of making wise and informed decisions to make the best deals that can bring long term growth and success to your business. 

Some Useful Tips For Finding The Best Hard Money Loan Service:


-Conduct  An Online Search For Hard Money Lenders


With so many hard money lending companies available for meeting your financial needs, it may not be an easy task to choose the best one that meets all your requirements. Hence, it may be a good idea to do a good search online for hard money lending companies.

Choose reputable and well-known agencies that have high level of credibility with their customers. At the same time, it helps to seek some good references so that you are assured of getting access to the best provider. 


-Look For The Quality Of The Services Offered


It is vital that the hard money lending agency is able to offer quick and speedy assistance in providing financial loans on flexible terms and conditions. At the same time, you must be able to work comfortably with the lender and establish a good rapport with them.


Find a reliable hard money lender who can assess your financial needs and provide maximum loan assistance and expedite the process of your loan approval. 


-Weigh All The Pros And Cons Of The Proposal


Make sure to read the terms and conditions of the loan documents and understand them well so that you do not run into any problems later. If you are not satisfied with any conditions stated in the document, it is best to have an open discussion with the consultants.


You must be able to look at the possible risks involved and compare interest rates and payment terms before you get involved in a long term commitment. In short, it helps to shortlist a few good and well known hard loan money providers and compare them before narrowing down to the best possible option.

Why Business Funding Advisors Is Your Best Choice For Hard Money Loans

Business Funding Advisors are leaders in providing exceptional financial and credit assistance through hard money loans to business owners. We have decades of experience and expertise in the field of commercial loans and commercial lending. This has helped us to better understand the specific needs of our customers to provide them with a range of customized solutions.


If you need a hard money loan for your business, fill out our quick form below. We will contact you within 24 hours.



QUICK COMMERCIAL LOAN APPLICATION


We provide FREE, no obligation evaluations, with no upfront costs, or expensive fees for approval to our private lender programs.


- Minimum loan amounts (for commercial building projects): $100K with no maximum.


(Loans approved for commercial only, not single-family residential projects.)


- No pre-payment penalties on programs offered.


We will respond to your loan application within 24 hours!


Commercial Loan App

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Hard money loans are available in:


Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

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Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

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Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

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Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

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Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

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Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

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Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

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Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

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Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

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Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


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