Hard Money Commercial Loans:
Some Important Things You Should Know

Hard money commercial loans are growing in greater demand than ever before due to the smart and affordable financing options that they offer to their investors.


One of the primary reasons for approaching hard money lenders for such short term financing is to get quick access to immediate cash for making business investments or buying commercial properties.


Hard money commercial loans can prove be the best option, if you are unable to obtain loans from traditional lending agencies, such as banks and other private investors for your business projects.

Some Uses For Hard Money Commercial Loans

There can be different scenarios in which commercial hard money loans can be useful to individuals and private investors:


-Starting A New Business Venture


If you are planning to set up your very own enterprise on a small scale and need initial funds, then it may be a good idea to approach hard money lending agencies for immediate assistance.

Most of the banks may not be willing to take risks associated with new, start up businesses, unless they can see a huge profit potential in your business. In such cases, hard money lending companies may be able to provide you with quick financial assistance in the form of initial capital for your business. 


-Investment In Commercial Properties


Hard money commercial loans may be used to finance different kinds of properties that may be useful for acquiring a small office space, a retail outlet including hotels & restaurants, office storage facilities such as warehouses, which means that they can be given for different purposes.


The nature of funding for commercial loans may differ accordingly and may start from $100,000 and go up further for larger projects. Some lending companies also offer mezzanine financing options that provides the investors a good opportunity to pay back the loans from the sale or refinance of commercial properties.

 

-Financing Available For Development Projects


Lots of hard money lenders offer commercial hard money loans for individuals who require quick financial assistance in the form of short term loans, often referred to as bridge loans.


They are designed for a specific purpose and can be availed at the time, when other traditional sources of financing may be not be available immediately. These may be suitable particularly for construction projects in different phases, during which a short term financing may prove to be the most viable solution.


Again, hard money construction loans may be obtained for the purpose of financing small and medium to long term development projects.

Using Hard Money Commercial Loans Under Unique Circumstances

Sometimes, there may be certain conditions when banks may not be willing to consider the position of the individuals or enterprises and lend them funds on account of tax liens, negative net worth, bankruptcy, foreclosures, losses or having less than one year in business. 


In such cases, hard money lenders may be your best resort as they may be willing to provide the much-needed financial assistance through the required funds.


As most of these hard money lending agencies do not have the same strict codes for lending and have their own guidelines, it may be easier to seek loan approvals under such special conditions. Thus, having access to hard money commercial loans may be useful in handling critical situations and in times of financial distress.

At Business Funding Advisors, We Are Hard Money Commercial Loan Experts

Business Funding Advisors are leading providers that offer hard money commercial loans to businesses and investors at competitive rates. With access to quick and simple loan processing requirements, you can be assured of getting the best possible funding options for your business.


We have a huge network of private lending sources with experienced consultants who can provide effective and viable solutions to suit all your business needs.



If you need a commercial hard money loan for your company, fill out our quick form below. We will contact you within 24 hours.



QUICK COMMERCIAL LOAN APPLICATION


We provide FREE, no obligation evaluations, with no upfront costs, or expensive fees for approval to our private lender programs.


- Minimum loan amounts (for commercial building projects): $100K with no maximum.


(Loans approved for commercial only, not single-family residential projects.)


- No pre-payment penalties on programs offered.


We will respond to your loan application within 24 hours!


Commercial Loan App

Please note that all fields
followed by an asterisk
must be filled in.

Please enter the word
shown below.

  

Your first paragraph ...

New! Comments

Have your say about what you just read! Leave us a comment in the box below.

Return to Hard Money Lenders from Hard Money Commercial Loans


Hard money commercial loans are available in:


Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

______________________


Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

___________________


Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

___________________


Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

___________________


Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

___________________


Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

___________________


Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

_________________


Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

________________


Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

_________________


Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


Contact Us


If you have a question or comment, fill out the form below. If a response is needed we will contact you within 24 - 48 business hours. Thank you.

Don't worry -- your e-mail address is totally secure.

Please note that all fields
followed by an asterisk
must be filled in.

Please enter the word
shown below.