Hard Money Business Loans:
An Option You Should Consider For Your Business

Hard Money Business Loans can be a viable option for those looking at finding some lucrative opportunities to expand their existing line of business. Often, it might take months, if you are seeking loan approval from traditional banks and lending institutions.


With the changing economic scenario and growing competition, it may not be possible to get easy and affordable financing options through banks. In such cases, hard money lenders can prove to be the best source of funding to meet all your business obligations.

Hard Money Business Loans: Why Conventional Money Lending Mechanisms Might Not Be A Viable Option

hard money business loans

In the earlier times, banks assumed a greater role as a primary lending institution for both individual borrowers and other business investors. With the changing times however, the number of defaulters also started increasing that forced banks to show greater vigilance and caution in lending money.


In addition, most of banks are governed by strict rules and regulations prescribed by the Federal Reserve that makes the process of borrowing even more difficult and cumbersome for customers.


For the ordinary borrower, this can mean delays in seeking loan approvals with increased waiting periods that can take months, along with going through an overwhelming process of paperwork. The chances of rejection by these banks are also greater on account of the borrower not being able to meet the bank's lending qualifications.


Now, other than banks if you plan to seek assistance from venture capitalists, then they may not be willing to finance your business, unless they see huge profit potential in your company. At the same time, most of the venture capitalists prefer to have some stake in your company that may amount to giving up a sizable chunk of your business. 


The same applies to angel investors as they may take a more conservative approach and look for greater participation in your company’s decision-making process. Hence, the best option that can work for both businesses and investors is to seek financial assistance from hard money lenders. Hard money business loans are easy to obtain and they can be approved easily within weeks to help quick investment in your business and reap higher profits in the future.

Reasons For The Growing Popularity Of Hard Money Business Loans

-Faster Loan Approvals


If you are a business start up and require some capital to purchase machinery, raw materials and any other business goods, then hard money business loans can be an attractive option.


This kind of finance can be useful to any kind of business owner who needs to meet his working capital requirements or requires immediate cash to meet any of the business obligations on time. In the absence of tight rules and regulations, it is much quicker and easier to seek business loan approval from these hard money lending agencies that follow their own set guidelines.

 

-Greater Options For Loan Approvals


Most of these hard money lenders have their own criteria for granting loans to borrowers that makes it easier to find commercial loans without waiting too long. Even borrowers with marginal credit scores can avail of these hard money lending options.


At the same time, small businesses too can make use of great opportunity to approach these hard money lending companies to get a quick loan approval. Business cash advances may also be granted to individuals who may lack an impressive credit history in many cases. 


-Provides Competitive Interest Rates


As compared to banks and other lending institutions, hard money business loans may be easy to obtain from lenders, and with their affordable rates of interest offered to the customers.

Besides, hard money lenders are a more preferred option among lot of business owners as they do not rely entirely on the FICO scores of the borrowers for approving loans and place importance on other vital factors. The paperwork is less and loans can be approved within just a few weeks that provides greater flexibility to the business owners. 

Business Funding Advisors:
Your Source For Hard Money Business Loans

hard money business loans

At Business Funding Advisors, we believe in providing the best sources for hard money business loans. With attractive interest rates and exceptional quality of service, we provide the right funding options for every customer.


Our process is very simple and straightforward that makes your business loans approval faster and quicker to meet all your immediate needs.


If you need a hard money business loan, fill out our quick form below. We will contact you within 24 hours.


QUICK COMMERCIAL LOAN APPLICATION


We provide FREE, no obligation evaluations, with no upfront costs, or expensive fees for approval to our private lender programs.


- Minimum loan amounts (for commercial building projects): $100K with no maximum.


(Loans approved for commercial only, not single-family residential projects.)


- No pre-payment penalties on programs offered.


We will respond to your loan application within 24 hours!


Commercial Loan App

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Hard money business loans are available in:


Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

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Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

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Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

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Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

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Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

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Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

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Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

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Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

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Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

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Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


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