Funding For Small Business:
Your Personal Guide To Obtaining Quick Finances

Funding for small business has become increasingly difficult in recent times. As a result, business cash advances have emerged as a popular option for business funding, small or large, and who cannot secure easy credit from banks and other financial institutions.


Small business owners require business funding for different purposes, which includes purchasing machinery and equipment, paying off their debts or taxes or even for expanding their existing business.


This is where private investors can play a vital role of funding for small business and enable them to manage their business operations in a more smooth and efficient manner. 

Funding For Small Business: Why Business Cash Advances Becoming So Popular

Typically, there are many hurdles involved in obtaining business loans such as low approval rates, huge paperwork and documentation requirements along with providing fixed monthly payments and also some restrictions placed on the use of business funds.


However, with the growing popularity of business cash advances provided by private lending companies, it has become much easier to procure small business loans to meet different working capital requirements.


The process of obtaining unsecured loans for funding a small business is much simpler and places fewer restrictions on the borrowers with greater flexibility allowed on the loan repayment.


Most of the business cash advance loans are approved instantly and they are usually given for a short period of time. But they can be really valuable for business owners in providing them with quick access to funds to meet all their business requirements.

Funding For Small Business: Qualifications To Obtain Business Cash Advances

Most private lending agencies offer business cash advances to small business owners on the basis of the revenue generated from the daily credit card transactions of the business.


The biggest qualifying factor is whether the business accepts credit card payment for processing transactions and the frequency of everyday sales made to customers. Generally, lots of service-based companies or retailers make excellent customers for the private lending agencies as they mostly accept credit card payments for running their business. 


In short, the business has to sell some portion of its revenue through future credit card receipts with sales evaluation done for a certain period of time out of which some part is paid to the owner as business advance.


A business cash advance is a kind of exchange against your future receivables and the lending companies look at your revenues occurring from the business transactions.  Hence, it can be an attractive option for many small business owners to obtain fast and easy loans on flexible terms and conditions. 


Read more about small business loans.

Benefits Of Using Private Lenders For Funding A Small Business

-Easy And Quick Approval Of Loans


Compared to other lending institutions, it is much easier and quicker to obtain funds for your small business.


There is no need for lengthy reference checks or requirements of having a high credit score to qualify for business cash advances from the private lenders.


If you have a steady income from your business and require some funds for meeting your working capital requirements, then business cash advances may be the best option for funding a small business. 


-Simple Application Process


If you need to obtain funds for your small business, then you need to complete a simple application form by providing all the required business details and some suitable references.


The lending companies may ask you to provide some of your recent bank and credit card processing statements. Oftentimes, a decision can be made and provide loan approvals in less than 72 hours.


-No Restriction On The Use Of Business Loans


One of the major benefits of using this type of loan for funding a small business is to have quick access to funds and use it however you want, without any restrictions placed by the lending company. This provides a greater amount of flexibility to the borrowers and allows them to use it in the best possible manner to generate future profits. 


Business Funding Advisors are recognized providers of commercial funding, via our network of private lenders, to individual business owners and enterprises. We provide a range of commercial loans including merchant cash advances, along with unsecured business loans, with a quick and easy approval process.


You can choose to discuss your business funding requirements with our experienced consultants, who can provide the best possible solutions for obtaining financing. 


If you need business funding, small or large, scroll down to our quick loan application below. To apply for a merchant cash advance, go here.


Complete our quick online application and we will contact you within 24 hours.


Provide us with the basic necessary information and we will verify the amount of money you're eligible for.


Don't worry: your information will always be kept private and not sold.



HERE ARE THE BASIC

DOCUMENTS WE'LL NEED:


  1. - 3 months of your most recent credit card processing statements (if you have them)

  2. - 3 months of your most recent bank statements

  3. - Copy of a voided check we will use to ACH transfer your advance to

  4. - Completed application completed and signed by owners/principals



***Additional documentation may be required for larger business funding or requested exceptions.

Restaurant-Retail Loan App

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Funding for small business solutions are available in:


Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

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Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

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Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

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Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

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Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

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Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

___________________


Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

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Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

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Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

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Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


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