Funding A Business:
How Private Funds Can Help Grow Your Business

When funding a business, private investors may prove to be the best possible option for seeking quick funds for starting any business as compared to other financial institutions.


If you are planning to start a business venture or require additional capital for funding a business, then private lending agencies may be able to provide the right type of loan suited to your business.


Sometimes, it may be hard to acquire business loans on account of a bad credit history, lack of business experience, or having multiple loan obligations at the same time. Most of these private lenders provide merchant cash advances that can help borrowers with low credit scores or new entrants into the business to obtain fast and quick cash for their business.

Are There Specific Requirements For Funding A Business?

There is no need for having collateral for this type of loan as this does not affect your ability to acquire funds for your business.


In fact, merchant cash advances can help in obtaining a lump sum amount by providing repayment to the lender using some percentage of your daily credit card sales.


This type of business loan may help in meeting the growing needs of your business and can be obtained quickly with fewer hassles. The chances of getting a loan approval is higher in this case using private lenders as compared to traditional lending institutions. 

How Can These Loans be Useful In Funding A Business?

Firstly, there are no obligations on these kinds of business loans and they can be used for any business purpose. Besides, there are no hidden fees or collateral involved, which makes it easy for most of the individuals to obtain loans for their business.


These merchant cash advances act as contingency funds and can be used in different business situations, such as:


-Expanding Your Business 

-Changing Current Line Of Business.

-Starting New Business Operations

-Improving Your Cash Flow Situation

-Purchasing New Inventory For Your Business

-Paying Off Your Current Business Debts


Since there is no long waiting period for getting a merchant cash advance, it can help any kind of business to meet their loan obligations by having access to instant funding facilities.

Funding A Business Using Merchant Cash Advances: What You Need To Know

Generally, many small business owners find the services of private lenders to be very useful in obtaining quick and instant money approval. Apart from that, the tight market regulations too have forced a lot of individuals to borrow business funds from private lending agencies.


Business owners must to be willing to offer a share of their future sales for obtaining a lump sum loan. The majority of the customers for these private loans are comprised of individuals in the retail, restaurant and the service-related companies.

 

Most of these have strong credit sales, although they may lack a sound credit history and may not have enough collateral.


Hence, it is important for business owners to treat these advances as loans and understand the associated costs and benefits involved in the process. As they are less regulated by laws and do not have limits on the interest rates, they do not expect fixed payments. Instead, they collect some set percentage of the daily credit card sales that allows them to recover their advance and the premium, usually within 12-18 months.

 

However, this works in favor of the individual borrowers since the amount that they pay varies depending on their cash flow situation that may be steady or slow for some months.


As there are no fixed payment requirements, this kind of loan provides greater flexibility to the business owners in meeting their loan repayment obligations. 


In addition to merchant cash advances, businesses should also consider unsecured business loans.


Business Funding Advisors are recognized industry experts that deal with all kinds of commercial loan lending ranging from business funding, construction loans, bridge loans to merchant cash advances, among many others. You can choose to discuss all your business requirements with our experienced consultants who can provide you with the best possible funding options available. 


If you need business funding with a merchant cash advance, small or large, scroll down to our quick loan application below. For unsecured business loans, go here.


Merchant Cash Advance-
Business Micro Loan Quick App


Complete our quick online application and we will contact you within 24 hours.


Provide us with the basic necessary information and we will verify the amount of money you're eligible for.


Don't worry: your information will always be kept private and not sold.


HERE ARE THE BASIC

DOCUMENTS WE'LL NEED:


  1. - 4 months of your most recent credit card processing statements (if you have them)

  2. - 6 months of your most recent bank statements

  3. - Copy of a voided check we will use to ACH transfer your advance to

  4. - Completed application completed and signed by owners/principals



***Additional documentation may be required for larger business funding or requested exceptions.

Merchant Cash Advance -
Working Capital Loan Quick App

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Funding a business solutions are available in:


Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

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Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

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Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

___________________


Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

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Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

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Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

___________________


Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

_________________


Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

________________


Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

_________________


Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


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