Getting Commercial Loans
in New Jersey

Commercial loans in New Jersey: If you are looking for financing for your business you must first understand what commercial loans are available to you and your business.


Finding the right loan and the right lender is the difference between success and failure. If you are an established business, you may need funding until you can obtain permanent funding from an investment source.


If you are a start up business you may need funding to help you get established. 


Traditional lenders, like banks, often have longer a evaluation process and take a long time to get an approval. If you are in need of the money soon, and need more options, finding a New Jersey private lender is the better solution for your business.


Construction Loans in New Jersey

Considering your construction project needs and determining the right type of funding may lead you to funding from an alternative resource.


If you are seeking financing for building expansion, a business start-up, or even a new development project, a construction loan may be in your best interest.


A construction loan is sometimes referred to as “a story loan”, because the private lender often bases their decision on whether or not they think your project will succeed, and that you will be able to repay the loan once the project is complete.


Traditional lenders nowadays often don't approve these type of loans, simply because they are now considered high risk loans.


Bridge Loans in New Jersey

Bridge loans can offer your business operating capital for when revenue is coming in slowly. If you are waiting on a substantial capital infusion from an investor, other financing source, but the payment hasn't arrived and your business needs immediate funding, then this is a great option for your business.


A bridge loan can help you with things like emergency equipment repairs or purchases, seasonal inventory, or even day to day expenses. 


A bridge loan is a short-term loan. This loan is generally approved by a New Jersey private lender and the evaluation process is often quicker than traditional loans, getting your funding within days or weeks instead of months.


This will help your business in a much quicker timeframe and allow your company to continue running until you can get your primary source of funding.


New Jersey Geographical & Regional Information


New Jersey is known as “The Garden State”. It has approximately 8.8 million residents making it ranked number one in population density in the nation.


The state's average household income is over $70,000 annually.


New Jersey is known for it's pharmaceutical industry.  But also they are in the business of growing blueberries, cranberries, and spinach. 


Newark

Lakewood Township

Brick Township

Jersey City

Toms River

Cherry Hill

Paterson

Hamilton

Passaic


Elizabeth

Trenton

Middletown Township

Woodbridge Township

Clifton

Union City

Edison

Camden

Old Bridge Township


Private Lenders in New Jersey & Hard Money Loans

Whether you're considering a bridge loan, hard money loan, construction, or other kinds of commercial loans in New Jersey, the consultants

at Business-Funding-Advisors.com can help you find the right solution for your business.


Our network of New Jersey private lenders is the best (and quickest!) way to get approved for financing your business projects.


As commercial banks aren't approving many business loans these days, our private lenders can get you quickly approved. And without all the red tape and hassle of banks and other traditional lenders.


If you need commercial loans in New Jersey, fill out our quick form below. One of our consultants will contact you within 24 hours.




QUICK COMMERCIAL LOAN APPLICATION


We provide FREE, no obligation evaluations, with no upfront costs, or expensive fees for approval to our private lender programs.


- Minimum loan amounts (for commercial building projects): $100K with no maximum.


(Loans approved for commercial only, not single-family residential projects.)


- No pre-payment penalties on programs offered.


We will respond to your loan application within 24 hours!


Commercial Loan App

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Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

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Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

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Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

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Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

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Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

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Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

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Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

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Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

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Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

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Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


Contact Us


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