Commercial Loans In Missouri

Getting approved for commercial loans in Missouri for your business can be a tall order these days. Banks are approving far fewer loans than in the past.


When you are not familiar with the different types of lenders, or the types of available business loans in Missouri, it can get pretty frustrating.


When applying for a traditional loan, it can take banks and other financial institutions several months, to a year, to approve your loan.


Private lenders in Missouri often can give an approval within days, or weeks.


If you are not sure what direction to take for the type of loan for your business, research the specific loans your business could qualify for.


Below you will find some loan type descriptions that may be able to help your business.


These types are often not approved through traditional lenders because they are considered high risk and often don't meet their strict criteria.


Applying For A Construction Loan in Missouri

Construction loans are usually short-term loans that provide your business with assistance in funding for your construction project.


If you are looking for funding to get supplies, permits, or even down payments to start the project a construction loan may be the answer. Construction loans are generally only offered during construction and paid back after the project is completed. 


Generally interest is often a bit  higher, but construction loans through a Missouri private lender can get you the cash you need for your business much faster than a traditional loan.


Traditional loans have much stricter criteria to meet,  whereas a private lender usually requires much less so, and can therefore complete their evaluations much quicker.


Construction loan approvals are based on whether or not the lender supports the project. It is up to you to show them how your business can pay it back after construction is complete. 


Bridge Loans in Missouri

Bridge loans can help your business with working capital. When looking into a bridge loan it is important to ensure you have the right information.


Providing the lender with your annual cash -flow statement, or giving them a profit-loss statement will help them make a decision faster toward your loan. Bridge loans are short-term in nature, until primary funding is obtained.


Missouri Geographical & Regional Information


Missouri is known as “The Show Me State”  and boasted a population of over 6 million residents in 2010. They are ranked 18th in the nation for population.


The average household income in Missouri is just over $40,000 annually.


Missouri is known for biotech manufacturing, as is on the rise. St. Louis has the largest bio-tech company in Missouri. Missouri is also known for its coal, lead, and even limestone.


Kansas City

O'Fallon

Joplin

St. Louis

St. Joseph

Chesterfield

Springfield

St. Charles

Jefferson City


Independence

St. Peters

St. Ann

Columbia

Blue Springs

Waverly

Lee's Summit

Florrissant

Westboro


Private Lenders in Missouri & Hard Money Loans

When it comes to finding Missouri private lenders, we can help at Business-Funding-Advisors.com


Our consultants have decades of experience, and for all types of commercial loans in Missouri, we can custom-tailor a solution just for you!


Because private lenders are subjected to strict FDIC guidelines, loans get approved and funded much quicker than commercial bank loans.


And with interest rates that are competitive with banks, private lenders are even more attractive for commercial loans in Missouri.


If your company needs a commercial loan, bridge, construction or hard money loan, fill out our quick form below.


One of our consultants will contact you within 24 hours.



QUICK COMMERCIAL LOAN APPLICATION


We provide FREE, no obligation evaluations, with no upfront costs, or expensive fees for approval to our private lender programs.


- Minimum loan amounts (for commercial building projects): $100K with no maximum.


(Loans approved for commercial only, not single-family residential projects.)


- No pre-payment penalties on programs offered.


We will respond to your loan application within 24 hours!


Commercial Loan App

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Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

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Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

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Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

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Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

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Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

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Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

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Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

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Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

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Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

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Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


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