Getting Approved For
Commercial Loans in Maryland

If you're a business looking for commercial loans in Maryland, it is important to know the difference between lenders.


For instance a traditional lender, such as a bank or other financial institution may not provide all the lending options that a private lender might offer your business.


It is important to understand the type of loan your company is looking for and how to get it.


Commercial loans can provide most businesses with the necessary funding they need to stay in business, expand, and even start up.


So remember that you can get funding for many types of commercial projects if you know where to look. Learn more below of the types of short-term loans your company may need right now.


Construction Loans in Maryland

If you are in need of funding to finance your upcoming construction project, then obtaining a construction loan is the route to consider. .


A construction loan is provided by the lender for construction projects, expansions, or development projects.


This is usually a short-term loan that is often provided by private lenders in Maryland.


Many traditional lenders might not offer this kind of loan because it is considered a high risk.


These loans are often used to start construction, buy materials, or even pay for permits. Since they are short-term, the loan is repaid after construction project is finished, which is generally a term of up to a year.


Interest rates on this type of loan can vary widely, but can be high, since they are considered risky.


Approval is based on if the lender believes in the soundness of the project and feels the borrower will be able to repay the loan.


Bridge Loans in Maryland

Bridge loans provide your business with the option for funding while you wait on more permanent funding to come through.


If you're expecting financing from another funding source such as an investor, or partner, etc, but it hasn't arrived yet and you need working capital until it comes through, then a bridge loan is a good option to consider.


It is a short-term loan that is paid off when the other funding arrives. 


Loan repayment terms are usually up to a year, and with special situations, it can be funded for up to 3  years


They are not designed for long-term contracts. It is up to your company to prove that you will be able to repay the loan on time. Having the right documentation available is important.


In addition, with a Maryland private lender, you can usually have the funding within days, or weeks, instead of months it can take with traditional lenders.


Maryland Geographical & Regional Information


Maryland is known as “The Old Line State” or “Little America”. In 2012, it had a population of over 5.5 million residents, ranking 19th in the nation.


It is 101 miles wide and 249 miles long, making it rank 5th in density.


Maryland is known for manufacturing and biotechnology, with over 400 companies in the state. It is the nations 4th largest in the field of biotech. 


Baltimore

Laurel

Hyattsville

Rockville

Hagerstown

New Carrollton

Annapolis

Greenbelt

Westminster


Bowie

College Park

Takoma Park

Frederick

Salisbury

Aberdeen

Gaithersburg

Easton

Cambridge


Private Lenders in Maryland and
Hard Money Lenders

If you're a business looking for commercial loans in Maryland, bridge loans, hard money loans, at Business-Funding-Advisors.com, we have private lenders in Maryland who can help you.


Our consultants have many years of commercial lending experience, and we can help you with deciding the best business loan options available for you.


Our network of Maryland private lenders will design a custom solution for your particular situation.


Because private loans are not regulated by the FDIC, private commercial loans in Maryland come with their own private lender guidelines.


This means many more of your business loans get funded. It also means the time to loan closing and funding is much quicker than with traditional banks.


Loans can be funded in a matter of days or couple of weeks, as opposed to several months!


If you need commercial loans in Maryland, fill out the short form below. One of our consultants will contact you within 24 hours.



QUICK COMMERCIAL LOAN APPLICATION


We provide FREE, no obligation evaluations, with no upfront costs, or expensive fees for approval to our private lender programs.


- Minimum loan amounts (for commercial building projects): $100K with no maximum.


(Loans approved for commercial only, not single-family residential projects.)


- No pre-payment penalties on programs offered.


We will respond to your loan application within 24 hours!


Commercial Loan App

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Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

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Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

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Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

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Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

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Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

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Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

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Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

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Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

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Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

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Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


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