Getting Approved For
Commercial Loans in Louisiana

Getting approved for commercial loans in Louisiana can be a job in and of itself. So when it comes to applying for a loan you want to have all your facts.


Getting a commercial loan in Louisiana can be an easier process if you decide to go with a private lender. 


When it comes to commercial loans, private lenders give you more options than traditional lenders such as banks, and other financial institutions.


There are several types of commercial loans and knowing what type your business needs is an important part of getting funding.


Construction Loans in Louisiana

Construction loans, also known as “story loans,” are loans given to help fund construction projects, or development projects your business may be planning to build.


Construction loans are special loans, because they have a different evaluation process than other types of commercial loans.


If you are looking for a construction loan you need to be sure that you can provide substantial proof that the project will be profitable, and that the loan will be repaid. 


In addition, commercial lenders will look at whether or not your project is viable.


This type of loan is usually a short-term loan that will be due at the completion of the project. So ensuring that when the project is complete you will have the funding to repay the loan is imperative to getting loan approval.


Private lenders will generally approve these loans based on whether or not they believe in the viability of the project.


Many traditional lenders frown on this type of loan because it is considered a high risk loan.


Bridge Loans in Louisiana

Bridge loans are another form of short-term loan, often not offered from traditional lenders like banks.


If you are looking for short-term capital to assist you in keeping your business operational until you wait for more permanent funding, then a bridge loan may be an option.


This type of loan is often repaid within a year of funding the loan. It requires you to show how the loan will be repaid (i.e. getting major investment payment, or other funding).


If you are not sure how to pay for things like equipment repair, or purchase, payroll, or even seasonal inventory, but have a payment coming, then showing proof of this and why your business needs the funding will help you in the evaluation process.


Louisiana Geographical & Regional Information


Louisiana is known as “The Bayou State”. In 2010, the population was over 4 million residents, ranking 31st in the nation in regards to population.


Louisiana is known for its swamp land, such as the Honey Island Swamp. Louisiana has a state annual average income of $216 billion making it rank 24th in the nation.


Known for its cotton fields, sugarcane, and dairy products, it's residents average household income is $30,000 annually, making it 41st in the nation. 


New Orleans

New Iberia

Kenner

Shreveport

Monroe

Houma

Terrytown

Metairie

Bossier City


Slidell

Marrero

Baton Rouge

Ruston

Lake Charles

Alexandra

Prairieville

Lafayette

Central


Private Lenders in Louisiana

If you are looking for commercial loans in Louisiana, we can help at

Business-Funding-Advisors.com. Our years of experience can help you with finding private lenders in Louisiana interested in financing your business projects.


Louisiana private lenders can provide you with options that banks and traditional lenders can not.


Our network of private lenders can advise and help you understand what type of loan is best for your business needs.


When it comes to commercial loans in Louisiana, private lenders are not held to the same tight FDIC restrictions that banks are. Because they lend based on their own criteria, Louisiana private lenders can fund many more loans...and much quicker!


If you're looking for commercial loans in Louisiana, fill out the short form below. One of our consultants will contact you within 24 hours.



QUICK COMMERCIAL LOAN APPLICATION


We provide FREE, no obligation evaluations, with no upfront costs, or expensive fees for approval to our private lender programs.


- Minimum loan amounts (for commercial building projects): $100K with no maximum.


(Loans approved for commercial only, not single-family residential projects.)


- No pre-payment penalties on programs offered.


We will respond to your loan application within 24 hours!


Commercial Loan App

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Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

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Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

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Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

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Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

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Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

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Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

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Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

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Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

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Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

_________________


Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


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