Obtaining Commercial Loans
in Kansas

Obtaining commercial loans in Kansas can be difficult depending on where you apply for the loan.


Traditional banks and financial institutions have a list of criteria they look at when a borrower applies for a loan. The length of approval partly depends on the list of criteria they are evaluating for your businesses loan. 


Some loans have different criteria that will affect the likelihood for approval, as well as the length of time until the loan is funded.


When dealing with banks, and other financial institutions, you could wait several months for approval.


If you need the funding faster you should consider Kansas private lenders. Private lenders usually have reduced criteria,which equals less wait time. With a private lender you may get approval and funding within days or weeks, instead of months. 


Construction Loans in Kansas

Getting a Kansas construction loan, or "story loan," as its called sometimes, can be difficult because it is considered a high risk loan.


However, many businesses need constructions loans when they are working on things like expansion, or development.


If you are trying to get a construction loan, a better option might be to apply through private lenders. Private lenders are familiar with the high risk part of obtaining a construction loan.


In many cases you can acquire a construction loan, and with less emphases on your business' credit. Private lenders in Kansas usually look for having a viable plan to repay the loan. 


If you can show the lender that you can pay the loan back after construction, they are more likely to approve the loan.


The loan approval process is much different than other loans because they base approval on the viability of the construction project, in addition to the lender's other loan criteria. 


Bridge Loans in Kansas

If your business is planning to expand, or you are starting a new business, applying for a Kansas bridge loan may be a viable option.


Bridge loans help your business maintain when you are planning to get a major payment from an investor or other funding source. It is a short-term loan that can be used to maintain business operations until additional funding arrive. 


If you are expecting to receive a large amount of funding, but need help now with inventory, working capital, or meet payroll, this type of loan can benefit you. Since it is a short-term loan, it is usually expected to be paid off within 6-12 months (some contracts are longer up to 3 years) if agreed to by lender.


Kansas Geographical & Regional Information


Kansas is known as “The Sunflower State”. In 2012, it had over 2.8 million residents.


Wheat sales are a major revenue generator for the state. Kansas residents average household income is roughly $50,000 annually.


While about 10% above the national average, the main source of agricultural income is through the breeding of cattle, sheep, and the growing of wheat.


Wichita

Shawnee

Leawood

Overland Park

Manhattan

Dodge City

Kansas City

Lenexa

Garden City


Olathe

Salina

Junction City

Topeka

Hutchinson

Emporia

Lawrence

Leavenworth

Derby


Finding Private Lenders in Kansas

If you are looking for private lenders in Kansas, we at

Business-Funding-Advisors.com can help you. Our network of private lenders can advise and help you understand what type of loan is best for your business needs.


For commercial loans in Kansas, private lenders aren't subjected to strict FDIC guidelines and regulations. Loans are made according to their own stipulations.


For the borrower, this means many more commercial loans in Kansas get approved. And in a shorter period of time, which means you get your funds much quicker than at traditional banks!


If you're looking for commercial loans in Kansas, fill out the short form below. 


One of our consultants will contact you within 24 hours.



QUICK COMMERCIAL LOAN APPLICATION


We provide FREE, no obligation evaluations, with no upfront costs, or expensive fees for approval to our private lender programs.


- Minimum loan amounts (for commercial building projects): $100K with no maximum.


(Loans approved for commercial only, not single-family residential projects.)


- No pre-payment penalties on programs offered.


We will respond to your loan application within 24 hours!


Commercial Loan App

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Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

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Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

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Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

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Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

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Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

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Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

___________________


Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

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Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

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Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

_________________


Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


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