How To Get Approved For
Commercial Loans
In Georgia

Obtaining commercial loans in Georgia usually comes with a lot of criteria, stipulations and hassle. Not to mention, they typically can take several months to know if you've been approved or denied.


If you are working with a traditional bank or financial institution, the guidelines are lengthy and requires a longer evaluation period. 


However, there are private lenders who require a much shorter evaluation period and have fewer stipulations in their underwriting criteria.


Choosing the right place to go can be difficult, but with some research, you can find a Georgia private commercial lender that will greatly benefit you and your business.


Bridge Loans in Georgia

There are different types of traditional loans. However, they are often difficult for the average borrower to capitalize on.


To contrast, many private lenders allow the borrower easier access to get approved for Georgia bridge loans, provided they can prove the soundness of their business plan, and they can show they have the ability to pay the loan back. 


When applying for a bridge loan, there is less red tape involved and the funding becomes available sooner.


If you are looking for a loan to help your business get through until you receive an investment payoff, or new management, then this loan option may be able to help you.


Another option to consider for short term working capital is a Georgia merchant cash advance, or a Georgia working capital loan.


These unsecured loans require little in the form of documentation, are based on your business' cash flow, and less on credit scores. And they fund relatively quickly: usually within a week of applying and getting approved!


Construction Loans in Georgia

A construction loan is a short-term loan provided by a private lender to fund a project for expansion, or development in your business.


If you are in need of upfront money to get your project under way, a construction loan is a great way to get started.


Private lenders have less criteria for their loans, and with a construction loan, it largely depends upon the soundness and viability of the project. If the lender feels confident in the project, often they will fund it. 


For construction commercial loans in Georgia, a private lender can mean the difference between your project getting off the ground...or not.


Georgia Geographical & Regional Locations


Georgia has over 9.9 million residents, and is nicknamed “The Peach State." It is ranked 24th in the United States and 19th for population density.


Georgia was named after King George 11 of Great Britain and is known for its peanuts, and soybeans. 


Atlanta

Macon

Marietta

Augusta

Roswell

Valdosta

Columbus

Albany

Smyrna


Savanah

Johns Creek

Danwoody

Athens

Warner Robins

Rome

Sandy Springs

Alpharetta

Peachtree City


Private Lenders in Georgia and
Business-Funding-Advisors.com

If you are looking for private lenders in Georgia,  we can help you at

Business-Funding-Advisors.com.


Our private lenders will streamline the loan process and lessen the amount of red tape that traditional lenders often put borrowers through.


The process is less tedious, and there are shorter evaluations, so borrowers can get the funding they need much faster.


If you want to know more about and apply for commercial loans in Georgia, fill out our short form below. 


One of our consultants will contact you within 24 hours.



QUICK COMMERCIAL LOAN APPLICATION


We provide FREE, no obligation evaluations, with no upfront costs, or expensive fees for approval to our private lender programs.


- Minimum loan amounts (for commercial building projects): $100K with no maximum.


(Loans approved for commercial only, not single-family residential projects.)


- No pre-payment penalties on programs offered.


We will respond to your loan application within 24 hours!


Commercial Loan App

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Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

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Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

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Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

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Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

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Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

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Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

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Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

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Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

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Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

_________________


Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


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