Reasons To Consider 
California Merchant Cash Advance Loans
& Working Capital Loans

For Your Business

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California merchant cash advance loans are becoming more popular these days. Small businesses understand the need to have working capital available to cover all of their day-to-day business expenses.


They also understand how devastating a slow month can be.


The business might have a hard time making payroll, paying bills or covering marketing costs when their customers pay late.


Operating a successful business requires a steady flow of working capital throughout the year; however small businesses in California are finding it extremely difficult to find financing for their required cash flow.


Where can the business turn when traditional banks have denied their loan applications? At Business-Funding-Advisors.com, we provide California merchant cash advance loans and California working capital loans as an alternative financing solution to small businesses so that they can get the extra cash they need when they need it most.


The Facts About California Merchant Cash Advance Loans

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California merchant cash advances work well for businesses that have a large volume of credit card and debit card transactions. The lender will give your company a cash advance in exchange for a portion of your future credit and debit card receivables.


The lender does not require fixed payments, instead they collect a set percentage of the credit card receivables. During months when your receivables are low, your repayment for the cash advance will be lower. 


Another unique feature of a California business cash advance is that there is no set payoff date. The cash advance will be paid off after your company has made enough credit/debit card sales to recover the advance and pay the lender’s premium.


Some Facts About California Working Capital Loans

California working capital loans work best for businesses that do not accept, or have a high volume of credit card sales; their main form of collection is cash, check or electronic bank deposits.


A working capital loan is made directly into the business' checking account. They are unsecured loans that are not tied to the company’s credit card sales.


Being unsecured, they don't require any collateral, pledging of assets, or personal guarantees. 


Working capital loans in California can be used for a wide variety of business purposes. It is a simple way to obtain the money your business needs quickly to keep your business moving forward successfully.


The amount your business can receive depends on your company’s individual needs and budget.


Benefits Of California Business Cash Advances And Working Capital Loans

Today, countless businesses have turned to California working capital loans and merchant cash advance loans to keep their businesses running smoothly, even during tough economic times.


These alternative financing options are unsecured; therefore, if the company goes out of business, the lender takes the loss.


When a business is experiencing a short-term cash flow issue or if they are in need of immediate access to funding, a California business cash advance or California working capital loan can help the business greatly.


There are no long or complicated forms that need to be filled out. Additionally, there is no collateral required to secure a California working capital loan or merchant cash advance. 


Also, businesses with a bad or blemished credit history can still qualify. These loans are based more on a business' cash flow, rather than their credit score.


Los Angeles

San Francisco

Stockton

Sacramento

Long Beach

Glendale

San Diego

Santa Ana

Huntington Beach

Oakland

Anaheim

Chula Vista

San Jose

Bakersfield

Fremont

Riverside

Modesto

San Bernardino

Irvine

Orange County

San Luis Obispo




Business-Funding-Advisors.com: We Can Provide California Merchant Cash Advance and Working Capital Loans To Help Finance Your Business' Needs


If your business needs a California merchant cash advance or working capital loan, we can help you at Business-Funding-Advisors.com


With our combined decades worth of private lending experience to businesses all over the United States, you can be assured of receiving excellent, professional service.


We provide 24 hour loan approvals, and we fund directly to your business' checking account within one week! No more waiting several weeks or months to get an approval.


Our loan process is simple, requiring little paperwork.


If you need a California working capital loan or California merchant cash advance, fill out our quick application below. We will contact you within 24 hours. 



Get Approved TODAY for:



 - merchant cash advances


- working capital loans


- business micro loans


-invoice and purchase order 
 financing 


- women and minority-owned   
  businesses


unsecured business loans 


- bad/poor credit business loans


- loans for restaurants/bars,

  convenience stores/gas

  stations, salons, retail, etc.




Merchant Cash Advance Highlights:


- Bank ACH or credit cards


- 90% Approval rate  (for most industries)


- No collateral/security

  requirements; Bad credit is OK


- Funding usually within 3-5 days


- Get approved for $5K-$500K in as 
  little as
 24 hrs!


- Fast approvals with

  minimum paperwork


- Streamlined underwriting


- No personal collateral or

  assets to pledge


- No upfront fees or closing costs


- Available in all 50 states




Working Capital Loan Highlights:


- Bank ACH


- 90% Approval rate 
   (for most industries)


- Fast approvals in 24 hrs


- No collateral/security

  requirements; 


- Bad credit is OK


- Get approved for $5K-$500K (or

   more) in as little as 24 hrs!


- Minimum paperwork required to

  get approved and funded


- Fixed payments (daily, weekly or monthly)


- No upfront fees or closing costs


- Available in all 50 states


- Build/restore business credit




Requirements (for either program):



- Minimum 4 months in business


- Minimum $100K Gross Annual Sales


- No open bankruptcies, liens or judgments (unless can show documented payment plans)



Complete our quick online application and we will contact you within 24 hours.


Don't worry: your information will always be kept private and never sold.


Merchant Cash Advance and Working Capital Loans

available in the United States ONLY.


Merchant Cash Advance -
Working Capital Loan Quick App

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Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

______________________


Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

___________________


Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

___________________


Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

___________________


Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

___________________


Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

___________________


Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

_________________


Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

________________


Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

_________________


Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


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