Why You Should Choose An
Arizona Merchant Cash Advance or
Working Capital Loan

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The goal of Arizona merchant cash advance programs and Arizona working capital loans is to remove the financial barriers that stand between the business owner and the growth potential of their business.


At Business-Funding-Advisors.com, we offer business cash advances to businesses with the financing needed to put their ideas in motion and keep the business running smoothly. 


When you apply for an Arizona working capital loan or an Arizona merchant cash advance, you will not be overloaded with complicated paperwork.


The applications are simple and you will receive your decision much quicker than traditional bank loan applications.


Even if you were denied for bank loans in the past, that does not mean that you will be denied when you apply for Arizona working capital loans or Arizona merchant cash advances.


The approval rates are exponentially higher than with traditional funding sources. 


Will My Low Credit Score Affect Being Approved For An Arizona Business Cash Advance?

Surprisingly, your low credit score will not negatively affect your approval decision. Arizona merchant cash advances and Arizona working capital loans are based only on your business' cash flow strength and not on your personal credit score. 


Unlike other traditional funding sources, you do not need a high credit score, personal guarantee or collateral to be approved. The Arizona cash advance lenders do not review your credit file.  


Do not let your low credit score discourage you, if you have been in business for at least four months and your business is strong financially, you have a good chance that you will be approved for an Arizona working capital loan or business cash advance.


What Is The Difference Between An Arizona Merchant Cash Loan And An Arizona Working Capital Loan?

An Arizona merchant cash loan is used for businesses that have a high volume debit card and credit card transactions every month. Some examples of these type of businesses are retail stores, service companies, online shop and restaurants.


The Arizona business cash advance provides the business with the cash they need in exchange for a portion of the company’s debit and credit card sales. They collect the agreed upon portion until the cash advance is paid off. 


An Arizona working capital loan works very similar to a merchant cash advance except it is geared toward companies that have higher portion of cash, check and electronic bank transfers from their customers.


The working capital loan will be deposited directly into your bank account. Each month the Arizona working capital loan provider will debit your bank account using an automatic ACH debit until your loan is paid in full.


Is An Arizona Merchant Cash Advance Or Working Capital Loan A Good Idea For A Small Business?

arizona merchant cash advance
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Many small and medium-sized businesses are finding it practically impossible to get financing from traditional sources. Both large banks, small banks and credit unions are continuing to make loans scarce for small businesses.


In this tight credit market, small businesses are taking funding from other avenues that are available. 


Small businesses are using Arizona working capital loans and Arizona business cash advances to move their business forward. It is a viable option for businesses that do not have access to other funding from traditional sources.


These loans work with your business’ natural cash flow so payments are smaller during months with less cash flow.


Avondale

Florence

Surprise

Apache Junction 

Gilbert

Tucson

Buckeye

Glendale

Tempe


Bullhead City

Mesa

Yuma

Chandler

Phoenix

Sierra Vista

Flagstaff

Scottsdale

Queen Creek


Business-Funding-Advisors.com Is Your Source For Arizona Merchant Cash Advance Loans and Working Capital Loans


If you need an Arizona merchant cash advance or working capital loan, the consultants at Business-Funding-Advisors.com can help you.


We offer fast 24 hour approvals, with funding direct to your business checking account usually within one week! And with far less paperwork than bank loans.



Just fill out the quick application below, and we will contact you within 24 hours.




Get Approved TODAY for:



 - merchant cash advances


- working capital loans


- business micro loans


-invoice and purchase order 
 financing 


- women and minority-owned   
  businesses


unsecured business loans 


- bad/poor credit business loans


- loans for restaurants/bars,

  convenience stores/gas

  stations, salons, retail, etc.




Merchant Cash Advance Highlights:


- Bank ACH or credit cards


- 90% Approval rate  (for most industries)


- No collateral/security

  requirements; Bad credit is OK


- Funding usually within 3-5 days


- Get approved for $5K-$500K in as 
  little as
 24 hrs!


- Fast approvals with

  minimum paperwork


- Streamlined underwriting


- No personal collateral or

  assets to pledge


- No upfront fees or closing costs


- Available in all 50 states




Working Capital Loan Highlights:


- Bank ACH


- 90% Approval rate 
   (for most industries)


- Fast approvals in 24 hrs


- No collateral/security

  requirements; 


- Bad credit is OK


- Get approved for $5K-$500K (or

   more) in as little as 24 hrs!


- Minimum paperwork required to

  get approved and funded


- Fixed payments (daily, weekly or monthly)


- No upfront fees or closing costs


- Available in all 50 states


- Build/restore business credit




Requirements (for either program):



- Minimum 4 months in business


- Minimum $100K Gross Annual Sales


- No open bankruptcies, liens or judgments (unless can show documented payment plans)



Complete our quick online application and we will contact you within 24 hours.


Don't worry: your information will always be kept private and never sold.


Merchant Cash Advance and Working Capital Loans

available in the United States ONLY.


Merchant Cash Advance -
Working Capital Loan Quick App

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Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

______________________


Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

___________________


Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

___________________


Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

___________________


Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

___________________


Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

___________________


Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

_________________


Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

________________


Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

_________________


Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


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