Apply For A Business Loan:
How To Get The Best Results

Business loans are the most preferred form of financing option available for small and medium enterprises. These days, it is much easier to obtain loans from private lending agencies that offer commercial business loans with attractive terms and conditions.


If you apply for a business loan through private lending agencies, then you can be assured of a quick and easy application process, and typically greater loan approval rates, as compared to banks and the other public institutions.


Financial lending institutions that are mainly government-regulated have their own lending requirements and stringent rules and criteria that makes it difficult to procure business loans.

Apply For A Business Loan To Get Some Unique Benefits

Business loans are available today through some private lending agencies that provide merchant cash advances and bridge loans, and many other types of commercial loans that can benefit small and growing enterprises.


These funds can be useful in many ways by enabling business owners to acquire initial capital to start their business operations in a smooth and efficient manner. There can be many uses for business loans including renting office space, paying salaries for  staff and personnel, managing advertising and marketing expenses.


Sometimes, companies that need to re-launch new products in the market or introduce new products may require additional funds to manage their business on a larger scale. By applying for a business loan, they can get funding assistance to manage their different financial and business obligations.


Business loans can also be valuable in contributing to the efforts involved in research and development of an innovative product that needs to be launched in a relatively new market.

How To Apply For A Business Loan

Small and growing enterprises are often faced with challenging situations, when it comes to applying for business loans through traditional lending institutions.


Most evaluate the risk factor involved in these types of businesses and also their long term growth potential. In addition, banks and other lending agencies have a rigorous process of selection of loan applicants and most of them fail to meet the criteria.


As a result, small and start-up business owners are forced to approach private lending agencies that have more relaxed norms for lending and a quick method for business loan approvals.

 

Some private lending agencies offer easy and flexible terms of repayment to enterprises and approve loans within a few days or weeks. The application process is simple with most of private lenders.


With online processing of applications, the approval is much faster and simpler, which helps business owners to acquire much-needed funds quicker to manage their business operations. 

Prepare A Solid Business Plan To Apply For A Business Loan

A strong business plan indicates greater credibility with lenders and also suggests a higher loan repayment capacity. It is important to have a viable business plan ready that includes all financial aspects of your business, including the amount that you are seeking to borrow.


In short, if you are starting with a new business, the plan must indicate the initial start-up capital estimate, cost of business operations, including purchase of plant, machinery and equipment. It must also include any debts that need to be repaid that can give a clearer idea to the lender about any of your existing assets and liabilities.


It is also important to have some future cash flow projections and profit using financial records and bank statements to prove your repayment capacity to lenders within the stipulated period. In short, a well-prepared business proposal stands a better chance of approval by the lenders and it is vital to the success of any business venture. 


Business Funding Advisors offer a range of commercial loans to enterprises and businesses, including merchant cash advances, bridge loans, mezzanine financing, which helps in meeting different financial requirements. Contact us, and speak with one of our consultants, who can advise you of the best possible funding options available for your business.


To apply for a business loan, scroll down to our quick loan application below. If you're applying for a merchant cash advance, fill out our application here.


QUICK COMMERCIAL LOAN APPLICATION


We provide FREE, no obligation evaluations, with no upfront costs, or expensive fees for approval to our private lender programs.


- Minimum loan amounts (for commercial building projects): $100K with no maximum.


(Loans approved for commercial only, not single-family residential projects.)


- No pre-payment penalties on programs offered.


We will respond to your loan application within 24 hours!


Commercial Loan App

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Return to Business Loans from Apply For a Business Loan


Apply for a business loan in:


Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

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Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

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Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

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Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

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Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

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Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

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Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

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Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

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Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

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Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


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