How Does An
Alabama Merchant Cash Advance &
Working Capital Loan Work?

Pin It

Alabama merchant cash advance as a business financing solution: many small business owners have a hard time locating financing in this tough economy.  Banks have tightened their lending practices since the 2007 credit crisis.


Here at Business-Funding-Advisors.com, business owners can get alternative funding using a merchant cash advance or an Alabama working capital loan.


Alabama working capital loan or business cash advance loans offer small businesses a lump sum cash payment in exchange for a share of the businesses future sales. 


As providers for Alabama business cash advances, we can lend your business a fixed amount of capital by purchasing a portion of your credit card and debit card sales.


Alternatively, Alabama working capital loans are similar to merchant cash advances, except the provider will make monthly ACH debits from your business bank account.  


They both work with your natural cash flow and deduct a small amount of your sales automatically until your loan is fully repaid. Your business will have the flexibility to make lower payments in harder economic times when cash flow is lower.


Alabama merchant cash advance
Pin It

What Are The Benefits of An Alabama Business Cash Advance Or Working Capital Loan? 


Merchant cash advances and working capital loans are not bound by the same laws that bind traditional banking lenders.


If your business does not have any other financing options available, a cash advance might be exactly what you need to get you cash when you need it the most. 


Your business will not have to make fixed monthly payments, which can really hurt your cash flow during your slow months.


The amount you will have to pay will vary depending on your business’ monthly cash flow. During your slower months, your Alabama merchant cash advance or working capital loan payments will be lower.


Is An Alabama Merchant Cash Advance Or Working Capital Loan Right For My Business? 

Alabama merchant cash advances are not right for every business. These cash advances are viable options for businesses that have lower credit scores, do not have collateral or are just not getting the financing they need from other traditional sources due to strict lending policies.


Many times, banks will not accept a business’ inventory as a source of collateral.

A low credit score will not affect your chance of us approving you for an Alabama business cash advance or an Alabama working capital loan.


Approval for merchant cash advances or Alabama working capital loans are based on your business’ cash flow strength rather than the history of your personal credit. 


Why Should I Choose An Alabama Working Capital Loan or Merchant Cash Advance?

There are many great reasons that your business should choose a business cash advance or working capital loan in Alabama.


The approval rates on Alabama merchant cash advances and Alabama working capital loans are very high; much higher than any other traditional financing source. To obtain a business cash advance, you do not need any personal guarantees or personal collateral!


Business cash advances and working capital loans in Alabama are extremely simple. There is no complicated paperwork required to be filled out. Once your simple application is completed and submitted, you will receive a decision quickly, usually within 24 hours!


Auburn

Anniston

Albertville

Birmingham

Huntsville

Alabaster

Dothan

Decatur

Athens


Florence

Mobile

Fort Payne

Muscle Shoals

Montgomery

Phenix City

Gadsden

Tuscaloosa

Prattville



Business-Funding-Advisors.com: Your Experts for Alabama Merchant Cash Advance and Working Capital Loan Programs


If you need an Alabama merchant cash advance or working capital loan, the consultants at Business-Funding-Advisors.com can help you.


Our years of experience, and extensive network of private lenders means we can find the perfect business loan for you. 


We offer fast loan approvals, usually within 24 hours. And funding within a week, directly to your business' checking account!


Just fill out the quick application below, and we will contact you within 24 hours.




Get Approved TODAY for:



 - merchant cash advances


- working capital loans


- business micro loans


-invoice and purchase order 
 financing 


- women and minority-owned   
  businesses


unsecured business loans 


- bad/poor credit business loans


- loans for restaurants/bars,

  convenience stores/gas

  stations, salons, retail, etc.




Merchant Cash Advance Highlights:


- Bank ACH or credit cards


- 90% Approval rate  (for most industries)


- No collateral/security

  requirements; Bad credit is OK


- Funding usually within 3-5 days


- Get approved for $5K-$500K in as 
  little as
 24 hrs!


- Fast approvals with

  minimum paperwork


- Streamlined underwriting


- No personal collateral or

  assets to pledge


- No upfront fees or closing costs


- Available in all 50 states




Working Capital Loan Highlights:


- Bank ACH


- 90% Approval rate 
   (for most industries)


- Fast approvals in 24 hrs


- No collateral/security

  requirements; 


- Bad credit is OK


- Get approved for $5K-$500K (or

   more) in as little as 24 hrs!


- Minimum paperwork required to

  get approved and funded


- Fixed payments (daily, weekly or monthly)


- No upfront fees or closing costs


- Available in all 50 states


- Build/restore business credit




Requirements (for either program):



- Minimum 4 months in business


- Minimum $100K Gross Annual Sales


- No open bankruptcies, liens or judgments (unless can show documented payment plans)



Complete our quick online application and we will contact you within 24 hours.


Don't worry: your information will always be kept private and never sold.


Merchant Cash Advance and Working Capital Loans

available in the United States ONLY.


Merchant Cash Advance -
Working Capital Loan Quick App

Please note that all fields
followed by an asterisk
must be filled in.

Please enter the word
shown below.

  

New! Comments

Have your say about what you just read! Leave us a comment in the box below.

Merchant Cash Advance and

Working Capital Loan Programs

are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


Commercial loans are available in:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,

 Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming


COMMERCIAL LOAN PROGRAM HIGHLIGHTS


Commercial Real Estate Programs

· Lending Area: Nationwide & International


· Loan Size: $100,000-no maximum


· Rates as low as 3.74%

· up to 90% LTV


APPLY HERE

______________________


Commercial Development & Construction Loans

· National & International


· $2MM-$50MM


· Interest Rate: 5-9% Fixed (1% for churches)


· Amortization: up to 25 years


· Zero fees


· Points: Up to 3%, paid at closing


· Term: 5 yrs; also can structure a construction to permanent loan with interest only during draw down periods.


APPLY HERE

___________________


Hard Money Loans Rates and Criteria:

· Loan Size: $100K-$100MM


· Lending Area: National & International


· Collateral: We lend to mainly on commercial real estate, including raw land and development projects


· Interest Rates: 7-14% (rates depend on collateral)


· Amortization: Interest only


· LTV: Up to 80%

· Origination Fee: 1-4%

· Closing time: 1 week to 30 Days


APPLY HERE

___________________


Bridge Loans

· Loan Size: $1MM-$15MM


· LTV: Up to 75%


· Rate: 5-7%


· Term: 1-3 years, Interest Only


· Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Condominiums, Self Storage, Special Use, Hospitality, Assisted Living/Congregate


APPLY HERE

___________________


Unsecured Business Lines of Credit

· $25,000-$100,000 (start up businesses with no established revenue and business owner with good credit)


· $100,000-$500,000 (established businesses w/ revenue of $1MM or more; no collateral if good credit and financials)


· 0% intro rates on business credit card solutions, to 1-5% over prime for large credit lines.


· No "subprime" unsecured lines


APPLY HERE

___________________


Click Here To Apply for A Business Cash Advance or Working Capital Loan


Bank ACH or Credit Cards


90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

___________________


Restaurant-Retail, 
Small Business Loan Program


  • · Unsecured Loans up to $1,000,000 per location

  • · No Collateral Required

  • · Minimum Annual Sales: $150,000

  • · Minimum: 550 FICO

  • · Must be in business at least 1 month to document sales

  • · Loan amounts below $150,000 require NO tax returns or financial statements


APPLY HERE

_________________


Customer Finance Programs for Businesses

· Can finance your customers down to a 500 FICO;

can finance your turndowns from your current credit provider


· Instant online credit processing and approval


· E-signature capabilities


· Can purchase or collect bad debt portfolios


· Industries include: Medical, Dental, Jewelry Retail, Furniture, Memberships, Private school tuition, Security/Alarms, Vocational Schools, Travel, etc.


APPLY HERE

________________


Click Here to Apply for

A Private Lender Commercial Loan


- Zero upfront costs, zero fees for approval to our programs.


- Minimum loan amounts: $100K for commercial building projects, with no maximums.


- No pre-payment penalties on programs offered.

_________________


Click Here To Apply for A Merchant Cash Advance or Working Capital Loan


- Bank ACH or Credit Cards


- 90% Approval Rates (for most industries)


- Minimum 4 months in business and $8,000 avg. monthly revenue


- No Collateral Requirements; Bad credit is OK


- One Week Funding


- Borrow $5K-$500K in as little as 24 hrs


- Short, simple loan process


- Streamlined underwriting

_________________________


Contact Us


If you have a question or comment, fill out the form below. If a response is needed we will contact you within 24 - 48 business hours. Thank you.

Don't worry -- your e-mail address is totally secure.

Please note that all fields
followed by an asterisk
must be filled in.

Please enter the word
shown below.